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We promote a savings and investment culture while providing affordable credit for the enhancement of the economic and social welfare of our members and other stakeholders
Empower House, Githurai 45, Thika Road
Dear Esteemed Members,
As we conclude the second quarter of 2026, we extend our sincere appreciation for your continued trust and partnership with Kingdom Sacco.
This quarter has been marked by our unwavering commitment to providing innovative financial solutions that empower our members to achieve their personal and business aspirations.
Guided by our mission of transforming lives through affordable financial services, we have enhanced our product offerings and strengthened member engagement to ensure that every member has an opportunity to thrive.
We are pleased to remind members that dormant BOSA accounts can now be reactivated completely free of charge.
Simply resume your regular savings contributions to regain access to the full range of membership benefits, including:
If your account has been inactive, now is the perfect time to reconnect with your financial future.
Kingdom SACCO proudly participated in the Ruiru Sub-County Cooperative Exhibition Day, held on 30th May 2026 at Ruiru Boys Secondary School Grounds. The event brought together cooperatives, stakeholders, and members of the public for a day of networking, learning, exhibitions, games, and community engagement.
Our SACCO was represented by six Brand Ambassadors and four staff members, who actively participated in the various activities and engagements throughout the day. The event provided an excellent platform to showcase Kingdom SACCO’s products, services, and achievements while strengthening our presence within the cooperative movement.
We are delighted to report that Kingdom SACCO emerged among the top-performing SACCOs and received several prestigious awards:
These achievements reflect the dedication of our members, staff, leadership, and members whose collective efforts continue to drive the growth and success of our SACCO.
The exhibition day was not only an opportunity to celebrate our accomplishments but also a source of motivation for future participation and leadership in cooperative initiatives
Home ownership remains one of life’s greatest milestones. Through our enhanced Mortgage Loan product, Kingdom Sacco continues to support members in turning their housing dreams into reality.
Our mortgage facility can help you:
Key Features:
At Kingdom Sacco, we believe everyone deserves a place to call home.
Drive Your Dreams Forward
Whether you are expanding your business fleet or purchasing your first personal vehicle, Kingdom Sacco’s Asset Finance facility offers a convenient and affordable path to ownership.
Benefits include:
Owning assets has never been this easy.
As part of our ongoing commitment to member education and empowerment, Kingdom SACCO successfully conducted member training sessions across all our regions. The trainings provided an important platform for members to interact with SACCO representatives, gain valuable financial knowledge, and stay informed about the products, services, and opportunities available within the SACCO.
The sessions covered a wide range of topics, including financial management, savings and investment strategies, loan products, digital service channels and the role members play in the growth and sustainability of the SACCO. Participants were also given the opportunity to ask questions, share feedback, and receive guidance on how to maximize the benefits of their membership.
The regional trainings reinforced our belief that informed members make stronger financial decisions and contribute significantly to the success of the cooperative. The interactive engagements also strengthened the relationship between the SACCO and its members, fostering greater trust, transparency, and collaboration.
We are encouraged by the positive participation and enthusiasm demonstrated by members across all regions. Kingdom SACCO remains committed to investing in continuous member education as we work together towards improved financial well-being and sustainable growth.
We extend our sincere appreciation to all members who attended the training sessions and to the staff and leaders who facilitated these successful engagements.
Kingdom SACCO continues to embrace innovative solutions that make saving and loan repayment easier, smarter and more convenient for members. Through M-PESA Ratiba, members can automate their savings deposits and loan repayments,
helping them stay on track with their financial goals without the hassle of manual transactions or missed payment deadlines.
Benefits of M-PESA Ratiba
How to Set Up M-PESA Ratiba
By automating your savings and loan repayments, you can enjoy greater financial discipline and peace of mind while working towards your personal and family financial goals.
Reactivating a dormant BOSA account at Kingdom Sacco is free of charge. Simply resume your regular savings contributions to restore full access to membership benefits, including borrowing capacity, affordable credit, and mobile banking services.
Kingdom Sacco's mortgage loan carries an interest rate of 9.5% per annum on a reducing balance. The facility supports building a home, completing a stalled project, or purchasing a ready-built house, with repayment terms of up to 15 years.
You need a savings requirement of only 5% of the loan amount to qualify for Kingdom Sacco's mortgage facility. The product also includes a grace period of up to 6 months before repayments begin.
Yes. Kingdom Sacco's mortgage product is open to employed individuals, self-employed professionals, business owners, and diaspora members. This makes it accessible to Kenyans abroad who want to build or buy property at home.
Dial *334# or open the M-PESA app, select Financial Services, then choose M-PESA Ratiba. Create a new transaction, select Paybill, enter Paybill Number 521000 and your SACCO account number, then set your preferred amount and frequency (daily, weekly, or monthly).
Kingdom Sacco's mortgage loan carries an interest rate of 9.5% per annum on a reducing balance. The facility supports building a home, completing a stalled project, or purchasing a ready-built house, with repayment terms of up to 15 years.
Kingdom Sacco's Paybill number is 521000. You can use it to make savings deposits, loan repayments, or set up automated M-PESA Ratiba transactions directly into your SACCO account.
Kingdom Sacco's Asset Financing facility offers flexible repayment terms, competitive rates, and fast processing for both personal and business vehicle purchases. It's designed for members expanding a business fleet or buying their first personal vehicle.
To join Kingdom Sacco follow these easy steps. 1. Download the Kingdom Sacco App from the Play Store or App Store. 2. Open the app and tap on “New Member Registration”. 3. Enter your ID number and follow the prompts to complete your details and submit. If you need any assistance, kindly WhatsApp 0792145050 and someone will get back to you.
Kingdom Sacco offers a wide range of loan products including development loans, education and emergency loans, business and asset finance, group lending, mobi-loans, and an affordable mortgage facility. Members can access these through branch visits, and/or via Kingdom Sacco mobile app
