We promote a savings and investment culture while providing affordable credit for the enhancement of the economic and social welfare of our members and other stakeholders

Empower House, Githurai 45, Thika Road

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    About Us

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    27

    Year Of Excellence

    Since 1999
    About Kingdom Sacco | Kenya's Leading Faith-Based SACCO | SASRA Regulated

    Learn About us

    Kingdom SACCO Society Limited is a community-based savings and credit cooperative society founded and operated on biblical (ethical) principles and values. The Society was started in 1999 by the Life Reformation Church with the aim of improving the economic and social livelihood of its members. The SACCO was registered in January 2000 under the Co-operative Societies Act and the institution is regulated by SASRA as a Deposit-Taking Sacco (DTS).Kingdom SACCO has registered a positive financial growth over the years while its membership which is drawn from different parts of the country and the diaspora has increased tremendously. Our products and services are developed to enhance the economic welfare of our members largely made up of small and medium income earners in the informal sector and other stakeholders.

    Frequently Asked Questions About Faith-Based & Christian SACCOs
    What is the best SACCO for Christians in Kenya?

    Kingdom Sacco Society Limited is one of Kenya's leading faith-based SACCO, founded on biblical principles in 1999. Unlike most SACCOs, Kingdom Sacco operates on values of integrity, stewardship, and transparency — all rooted in scripture. With over 28,000 members, a KSh 2 billion+ asset base, and 27 years of operational excellence, it is the trusted financial home for Christians, pastors, churches, and faith-based organizations across Kenya.

    Which SACCO is faith-based in Kenya?

    Kingdom Sacco Society Limited is Kenya's foremost faith-based SACCO. It was started in 1999 by Life Reformation Church and is governed by biblical (ethical) principles including integrity, fairness, and stewardship. It is regulated by SASRA as a Deposit-Taking SACCO (DTS) and has grown to serve over 28,000 members across Kenya.

    Is there a SACCO for churches in Kenya?

    Yes. Kingdom Sacco accepts churches and faith-based organizations as institutional members. A church can join Kingdom Sacco as a group with a registration fee of KES 2,400, giving it access to savings accounts, affordable loans, investment products, and a dedicated paybill shortcode for managing its finances.

    Can a church join a SACCO in Kenya?

    Yes, a church can join Kingdom Sacco in Kenya. Kingdom Sacco accepts institutional groups including churches, schools, and self-help groups at a registration fee of KES 2,400. Once registered, the church can save collectively, access group loans, apply for a paybill shortcode to receive member contributions, and benefit from Kingdom Sacco's full range of financial products.

    What is a Christian SACCO in Kenya?

    A Christian SACCO in Kenya is a savings and credit cooperative society that operates on biblical values such as stewardship, integrity, and community support. Kingdom Sacco Society Limited is the most prominent example — founded by a church, regulated by SASRA, and serving over 28,000 members since the year 2000 with savings, loans, and investment products aligned with ethical Christian principles.

    Can a faith-based organization open a SACCO account in Kenya?

    Yes. Kingdom Sacco allows faith-based organizations — including churches, ministries, and Christian schools — to open group accounts. The registration fee for groups is KES 2,400. Organizations gain access to savings products, affordable credit at 12% per annum, and investment solutions to grow their institutional finances.

    Our Vision

    To be a model SACCO empowering the community economically and socially

    Our Mission

    To promote a savings and investment culture while providing affordable credit for the enhancement of the economic and social welfare of our members and other stakeholders

    Our Philosophy

    Kingdom SACCO therefore exists to empower people and transform lives through financial and related solutions.

    HOW TO JOIN

    How to Join

    01

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    Download Kingdom Sacco App and signup

    Fill Out the Membership Application

    02

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    Make the Initial Deposit

    Make the required initial deposit to activate your savings account

    03

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    Start Enjoying Member Benefits

    Immediately begin accessing our products and services

    Download membership registration forms

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    27+

    Years of Excellence

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    300+

    Diaspora Members

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    2B+

    Asset Base

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    4+

    Branches

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    News & Updates

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    KINGDOM SACCO

    Empowering People, Transforming LivesS

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